(PM) United State, 12.04.2010 - Do you have too many credit cards? Most of them maxed out? Then you need to start considering consolidating credit card debt. Today the average debt load of American consumers is approximately $6000. This is the level of credit card debt that is considered normal. If you are one of a growing number of consumers for whom credit card debt is closer to $10,000, you may be in need of credit card debt consolidation loan services.

There any many negatives if you have too much credit card debt. Let’s face it, nobody likes to carry credit card debt, but in many cases it is necessary especially if you don’t have the money to pay them off. But with high interest rates turning more and more of your monthly payments to interest costs, it’s no wonder so many American consumers are finding themselves in extreme levels of debt. This is happening to you if:

• Calls from aggressive debt collection agencies, and in the case of people with multiple cards, calls from so many collection agencies, that it’s hard to keep track of who is who.
• Increasing anxiety or even depression about your credit
• Can’t buy anything because all you money is paying cards off

Credit card debt consolidation services may be the answer for you. Most companies who help in consolidating credit card debt have an experienced staff of agents ready to inform and help you. In most cases, clients receive a reduction of up to 70% on existing credit card debt and a reduced interest rate on the remaining debt to be paid off. Why even a bad credit debt consolidation program may work for you is that it stops the harassing calls and your interest rates will in most cases be lowered, and there is a good chance that a large percentage of your debt will be forgiven.

One thing not to do is fall for ads offering unsecured debt consolidation loans. These are usually a sham. Don’t get conned.

If you are suffering from an way too much credit card debt, you have everything to gain by contacting one of the reputable credit card debt consolidation services. In fact, most offer our free consultation and have people ready to talk to you 24 hours a day.

Get Debt Consolidation Loans Today - www.creditcard2.com/apply-now.php